<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss'><id>tag:blogger.com,1999:blog-6076071194933449807</id><updated>2009-10-14T16:08:52.586-07:00</updated><title type='text'>Professional Mortgage Consultant NY</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>14</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-6040109996681303978</id><published>2009-06-04T04:14:00.000-07:00</published><updated>2009-06-04T04:16:07.305-07:00</updated><title type='text'>New Jersey Home Mortgagebelieve in being very accurate with quotes.</title><content type='html'>&lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant put together transactions between lenders and borrowers. They have Access to many &lt;em&gt;&lt;span style="font-style: normal;"&gt;different lenders&lt;/span&gt;&lt;/em&gt;, but don't work for them as they work for the customers.&lt;span style=""&gt; &lt;/span&gt;New Jersey Home Mortgage independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;With the&lt;span style=""&gt; &lt;/span&gt;New Jersey Home Mortgage the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;The New Jersey Home Mortgage works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;New Jersey Home Mortgage believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;New Jersey Home Mortgage also believes it is important for the customers to understand the issues which impact the decisions that only they can make. New Jersey Home Mortgage takes the time to provide the necessary information because only a well-informed customer can make the best decisions.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;New Jersey Home Mortgage &lt;span style=""&gt;understands those &lt;/span&gt;concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;New Jersey Home Mortgage &lt;span style=""&gt;believes in&lt;/span&gt; honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted. New Jersey Home Mortgage ensures professional &amp;amp; confidential interaction with clients. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant is useful for any of the customers as&lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt; with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;    &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 11pt; line-height: 115%; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;a href="http://www.onthemarkmortgage.com/new-jersey-home-mortgage.html"&gt;New Jersey Home Mortgage&lt;/a&gt; | &lt;/span&gt;&lt;span style="font-size: 11pt; line-height: 115%; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;a href="http://www.onthemarkmortgage.com/new-jersey-home-mortgage.html"&gt;NJ Mortgage Refinance&lt;/a&gt; | &lt;/span&gt;&lt;a href="http://www.onthemarkmortgage.com/new-jersey-home-mortgage.html"&gt;&lt;span style="font-size: 11pt; line-height: 115%; font-family: Calibri;" lang="EN-IN"&gt;New &lt;st1:place st="on"&gt;Jersey&lt;/st1:place&gt; Home Mortgage Loan&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-6040109996681303978?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/6040109996681303978/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=6040109996681303978' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/6040109996681303978'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/6040109996681303978'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/06/new-jersey-home-mortgagebelieve-in.html' title='New Jersey Home Mortgagebelieve in being very accurate with quotes.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-147626479580643397</id><published>2009-03-25T02:24:00.000-07:00</published><updated>2009-03-25T02:27:16.973-07:00</updated><title type='text'></title><content type='html'>&lt;p&gt;&lt;span style="color: rgb(0, 0, 0);" lang="EN-IN"&gt;A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;A Mortgage Consultant put together transactions between lenders and borrowers. They have Access to many &lt;em&gt;&lt;span style="font-style: normal;"&gt;different lenders&lt;/span&gt;&lt;/em&gt;, but don't work for them as they work for the customers.&lt;span style=""&gt; &lt;/span&gt;Home Mortgage Refinance Rates independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;With the&lt;span style=""&gt; &lt;/span&gt;Home Mortgage Refinance Rates the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;The Home Mortgage Refinance Rates works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;Home Mortgage Refinance Rates believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;Home Mortgage Refinance Rates also believes it is important for the customers to understand the issues which impact the decisions that only they can make. Home Mortgage Refinance Rates takes the time to provide the necessary information because only a well-informed customer can make the best decisions.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;Home Mortgage Refinance Rates &lt;span style=""&gt;understands those &lt;/span&gt;concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;Home Mortgage Refinance Rates &lt;span style=""&gt;believes in&lt;/span&gt; honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted. Home Mortgage Refinance Rates ensures professional &amp;amp; confidential interaction with clients. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;A Mortgage Consultant is useful for any of the customers as&lt;/span&gt;&lt;span style="" lang="EN-IN"&gt; with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="" lang="EN-IN"&gt;A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;a href="http://www.onthemarkmortgage.com/residential.html"&gt;&lt;span style="line-height: 115%;" lang="EN-IN"&gt;&lt;/span&gt;&lt;/a&gt;&lt;a&gt;Home Mortgage Refinance Rates | &lt;/a&gt;&lt;a href="http://www.onthemarkmortgage.com/trusted-mortgage-ny.html"&gt;&lt;span style="line-height: 115%;font-family:Calibri;font-size:11;"  lang="EN-IN" &gt;Trusted &lt;st1:place st="on"&gt;&lt;st1:city st="on"&gt;Mortgage&lt;/st1:city&gt;  &lt;st1:state st="on"&gt;NY | &lt;/st1:state&gt;&lt;/st1:place&gt;&lt;/span&gt;&lt;/a&gt;&lt;a href="http://www.onthemarkmortgage.com/mortgage-banker-nyc.html"&gt;&lt;span style="line-height: 115%;font-family:Calibri;font-size:11;"  lang="EN-IN" &gt;Mortgage Banker NYC&lt;/span&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-147626479580643397?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/147626479580643397/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=147626479580643397' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/147626479580643397'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/147626479580643397'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/03/home-mortgage-refinance-rates-keeps-its.html' title=''/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-993850572053648583</id><published>2009-03-16T03:07:00.000-07:00</published><updated>2009-03-16T03:08:30.448-07:00</updated><title type='text'>The Residential Mortgage Broker is different from a loan officer.</title><content type='html'>&lt;p class="MsoNormal" style=""&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;acts as an intermediary who sells &lt;a href="http://en.wikipedia.org/wiki/Mortgage_loan" title="Mortgage loan"&gt;&lt;span style="color: windowtext; text-decoration: none;"&gt;mortgage loans&lt;/span&gt;&lt;/a&gt; on behalf of individuals or various businesses.&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;Today as the markets for mortgages have become more competitive; the role of the &lt;/span&gt;Mortgage Banker &lt;span style="" lang="EN"&gt;has become more popular. &lt;/span&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;does this role in a very effective manner. &lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;The &lt;/span&gt;Mortgage Bankers &lt;span style="" lang="EN"&gt;are regulated to ensure compliance with banking or finance laws in the jurisdiction of the consumer; the extent of the regulation depends on the jurisdiction.&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;The &lt;/span&gt;&lt;span style="" lang="EN"&gt;Banks' activities can be divided into retail banking, business banking, providing services to mid-market business; corporate banking, private banking and investment banking, relating to activities on the financial markets. Most banks are profit-making, private enterprises and some are owned by government, or are non-profits organizations. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;The nature and scope of a &lt;/span&gt;Mortgage Banker’s &lt;span style="" lang="EN"&gt;activities varies with jurisdiction. The &lt;/span&gt;Mortgage Banker &lt;span style="" lang="EN"&gt;in many cases is responsible for ensuring the advice that is appropriate for the borrowers' circumstances and is held financially liable if the advice is later shown to be defective. In other jurisdictions, transaction undertaken by the broker may be limited to a sales job: pointing the borrower in the direction of an appropriate lender, no advice given, and a commission collected for the sale.&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;a name="Difference_between_a_mortgage_broker_and"&gt;&lt;/a&gt;&lt;span style="" lang="EN"&gt;&lt;span style=""&gt; &lt;/span&gt;The &lt;/span&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;is different from a loan officer as he &lt;/span&gt;&lt;span style="" lang="EN"&gt;works as a conduit between the buyer and the lender, whereas, the loan officer typically works directly for the lender. Most states require the mortgage broker has to be licensed. A mortgage broker is registered with the state, and is personally held liable for any fraud done. &lt;/span&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;understands well his legal, moral, and professional responsibilities as well as liabilities to prevent fraud and fully disclose of loan terms to both consumer and the lender.&lt;/span&gt;&lt;a name="Industry_competitiveness"&gt;&lt;/a&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;Potential clients can compare a lender's loan terms to those of others through advertisements or through internet quotes. A large segment of the mortgage finance industries are commission based.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;a name="Improved_consumer_laws"&gt;&lt;/a&gt;&lt;span style="" lang="EN"&gt;The laws have improved a lot in the favor of consumers. A &lt;/span&gt;Mortgage Banker &lt;span style="" lang="EN"&gt;must comply with standards set by law to charge a fee to a borrower. The fees must be the combined rate and costs may not exceed a lower percentage, without being deemed a High Cost Mortgage. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;a name="See_also"&gt;&lt;/a&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;"&gt;Residential Mortgage Broker &lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN"&gt;ensures to deliver ethical services to their clients leaving them with great satisfaction.&lt;br /&gt;&lt;/span&gt;&lt;a href="http://www.onthemarkmortgage.com"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;"&gt;Mortgage Banker | &lt;/span&gt;&lt;/a&gt;&lt;a href="http://www.onthemarkmortgage.com/residential-mortgage-broker-ny.html"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;"&gt;Residential Mortgage Broker&lt;/span&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-993850572053648583?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/993850572053648583/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=993850572053648583' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/993850572053648583'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/993850572053648583'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/03/residential-mortgage-broker-is.html' title='The Residential Mortgage Broker is different from a loan officer.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-312391743992256914</id><published>2009-02-25T03:19:00.001-08:00</published><updated>2009-02-25T03:19:56.630-08:00</updated><title type='text'>There is someone else also between you and your mortgage lender and that is NY Mortgage Refinance.</title><content type='html'>&lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant put together transactions between lenders and borrowers. They have Access to many &lt;em&gt;&lt;span style="font-style: normal;"&gt;different lenders&lt;/span&gt;&lt;/em&gt;, but don't work for them as they work for the customers.&lt;span style=""&gt; &lt;/span&gt;NY Mortgage Refinance independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;With the&lt;span style=""&gt; &lt;/span&gt;NY Mortgage Refinance the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;The NY Mortgage Refinance works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance also believes it is important for the customers to understand the issues which impact the decisions that only they can make. NY Mortgage Refinance takes the time to provide the necessary information because only a well-informed customer can make the best decisions.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance&lt;span style=""&gt; understands those &lt;/span&gt;concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance&lt;span style=""&gt; believes in&lt;/span&gt; honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted. NY Mortgage Refinance ensures professional &amp;amp; confidential interaction with clients. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant is useful for any of the customers as&lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt; with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;    &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;a href="http://www.onthemarkmortgage.com/"&gt;&lt;span style="font-size: 12pt; line-height: 115%; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance&lt;span style=""&gt; &lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-312391743992256914?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/312391743992256914/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=312391743992256914' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/312391743992256914'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/312391743992256914'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/02/there-is-someone-else-also-between-you_25.html' title='There is someone else also between you and your mortgage lender and that is NY Mortgage Refinance.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-2155966530498208815</id><published>2009-02-23T18:59:00.001-08:00</published><updated>2009-02-23T18:59:59.055-08:00</updated><title type='text'>NY Mortgage Refinance put together transactions between lenders and borrowers.</title><content type='html'>&lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant put together transactions between lenders and borrowers. They have Access to many &lt;em&gt;&lt;span style="font-style: normal;"&gt;different lenders&lt;/span&gt;&lt;/em&gt;, but don't work for them as they work for the customers.&lt;span style=""&gt; &lt;/span&gt;NY Mortgage Refinance independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;With the&lt;span style=""&gt; &lt;/span&gt;NY Mortgage Refinance the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;The NY Mortgage Refinance works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance also believes it is important for the customers to understand the issues which impact the decisions that only they can make. NY Mortgage Refinance takes the time to provide the necessary information because only a well-informed customer can make the best decisions. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance &lt;span style=""&gt;understands those &lt;/span&gt;concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance &lt;span style=""&gt;believes in&lt;/span&gt; honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted. NY Mortgage Refinance ensures professional &amp;amp; confidential interaction with clients. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant is useful for any of the customers as&lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt; with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;    &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;a href="http://www.onthemarkmortgage.com"&gt;&lt;span style="font-size: 12pt; line-height: 115%; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-2155966530498208815?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/2155966530498208815/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=2155966530498208815' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/2155966530498208815'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/2155966530498208815'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/02/ny-mortgage-refinance-put-together.html' title='NY Mortgage Refinance put together transactions between lenders and borrowers.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-460858623953295362</id><published>2009-02-11T02:47:00.000-08:00</published><updated>2009-02-11T02:48:21.580-08:00</updated><title type='text'>The Residential Mortgage Broker is different from a loan officer.</title><content type='html'>&lt;p class="MsoNormal" style=""&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;acts as an intermediary who sells &lt;a href="http://en.wikipedia.org/wiki/Mortgage_loan" title="Mortgage loan"&gt;&lt;span style="color: windowtext; text-decoration: none;"&gt;mortgage loans&lt;/span&gt;&lt;/a&gt; on behalf of individuals or various businesses.&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;Today as the markets for mortgages have become more competitive; the role of the &lt;/span&gt;Mortgage Banker &lt;span style="" lang="EN"&gt;has become more popular. &lt;/span&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;does this role in a very effective manner. &lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;The &lt;/span&gt;Mortgage Bankers &lt;span style="" lang="EN"&gt;are regulated to ensure compliance with banking or finance laws in the jurisdiction of the consumer; the extent of the regulation depends on the jurisdiction.&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;The &lt;/span&gt;&lt;span style="" lang="EN"&gt;Banks' activities can be divided into retail banking, business banking, providing services to mid-market business; corporate banking, private banking and investment banking, relating to activities on the financial markets. Most banks are profit-making, private enterprises and some are owned by government, or are non-profits organizations. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;The nature and scope of a &lt;/span&gt;Mortgage Banker’s &lt;span style="" lang="EN"&gt;activities varies with jurisdiction. The &lt;/span&gt;Mortgage Banker &lt;span style="" lang="EN"&gt;in many cases is responsible for ensuring the advice that is appropriate for the borrowers' circumstances and is held financially liable if the advice is later shown to be defective. In other jurisdictions, transaction undertaken by the broker may be limited to a sales job: pointing the borrower in the direction of an appropriate lender, no advice given, and a commission collected for the sale.&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;a name="Difference_between_a_mortgage_broker_and"&gt;&lt;/a&gt;&lt;span style="" lang="EN"&gt;&lt;span style=""&gt; &lt;/span&gt;The &lt;/span&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;is different from a loan officer as he &lt;/span&gt;&lt;span style="" lang="EN"&gt;works as a conduit between the buyer and the lender, whereas, the loan officer typically works directly for the lender. Most states require the mortgage broker has to be licensed. A mortgage broker is registered with the state, and is personally held liable for any fraud done. &lt;/span&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;understands well his legal, moral, and professional responsibilities as well as liabilities to prevent fraud and fully disclose of loan terms to both consumer and the lender.&lt;/span&gt;&lt;a name="Industry_competitiveness"&gt;&lt;/a&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;Potential clients can compare a lender's loan terms to those of others through advertisements or through internet quotes. A large segment of the mortgage finance industries are commission based.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;a name="Improved_consumer_laws"&gt;&lt;/a&gt;&lt;span style="" lang="EN"&gt;The laws have improved a lot in the favor of consumers. A &lt;/span&gt;Mortgage Banker &lt;span style="" lang="EN"&gt;must comply with standards set by law to charge a fee to a borrower. The fees must be the combined rate and costs may not exceed a lower percentage, without being deemed a High Cost Mortgage. &lt;/span&gt;&lt;a name="See_also"&gt;&lt;/a&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;ensures to deliver ethical services to their clients leaving them with great satisfaction. &lt;/span&gt;&lt;span lang="EN"&gt;&lt;span style=""&gt; &lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;a href="http://www.onthemarkmortgage.com/residential.html"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;"&gt;Residential Mortgage Broker&lt;/span&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-460858623953295362?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/460858623953295362/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=460858623953295362' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/460858623953295362'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/460858623953295362'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/02/residential-mortgage-broker-is_11.html' title='The Residential Mortgage Broker is different from a loan officer.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-4453924803873053817</id><published>2009-02-11T02:46:00.000-08:00</published><updated>2009-02-11T02:47:29.494-08:00</updated><title type='text'>The Residential Mortgage Broker is different from a loan officer.</title><content type='html'>&lt;p class="MsoNormal" style=""&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;acts as an intermediary who sells &lt;a href="http://en.wikipedia.org/wiki/Mortgage_loan" title="Mortgage loan"&gt;&lt;span style="color: windowtext; text-decoration: none;"&gt;mortgage loans&lt;/span&gt;&lt;/a&gt; on behalf of individuals or various businesses.&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;Today as the markets for mortgages have become more competitive; the role of the &lt;/span&gt;Mortgage Banker &lt;span style="" lang="EN"&gt;has become more popular. &lt;/span&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;does this role in a very effective manner. &lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;The &lt;/span&gt;Mortgage Bankers &lt;span style="" lang="EN"&gt;are regulated to ensure compliance with banking or finance laws in the jurisdiction of the consumer; the extent of the regulation depends on the jurisdiction.&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;The &lt;/span&gt;&lt;span style="" lang="EN"&gt;Banks' activities can be divided into retail banking, business banking, providing services to mid-market business; corporate banking, private banking and investment banking, relating to activities on the financial markets. Most banks are profit-making, private enterprises and some are owned by government, or are non-profits organizations. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;The nature and scope of a &lt;/span&gt;Mortgage Banker’s &lt;span style="" lang="EN"&gt;activities varies with jurisdiction. The &lt;/span&gt;Mortgage Banker &lt;span style="" lang="EN"&gt;in many cases is responsible for ensuring the advice that is appropriate for the borrowers' circumstances and is held financially liable if the advice is later shown to be defective. In other jurisdictions, transaction undertaken by the broker may be limited to a sales job: pointing the borrower in the direction of an appropriate lender, no advice given, and a commission collected for the sale.&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;a name="Difference_between_a_mortgage_broker_and"&gt;&lt;/a&gt;&lt;span style="" lang="EN"&gt;&lt;span style=""&gt; &lt;/span&gt;The &lt;/span&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;is different from a loan officer as he &lt;/span&gt;&lt;span style="" lang="EN"&gt;works as a conduit between the buyer and the lender, whereas, the loan officer typically works directly for the lender. Most states require the mortgage broker has to be licensed. A mortgage broker is registered with the state, and is personally held liable for any fraud done. &lt;/span&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;understands well his legal, moral, and professional responsibilities as well as liabilities to prevent fraud and fully disclose of loan terms to both consumer and the lender.&lt;/span&gt;&lt;a name="Industry_competitiveness"&gt;&lt;/a&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;span style="" lang="EN"&gt;Potential clients can compare a lender's loan terms to those of others through advertisements or through internet quotes. A large segment of the mortgage finance industries are commission based.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style=""&gt;&lt;a name="Improved_consumer_laws"&gt;&lt;/a&gt;&lt;span style="" lang="EN"&gt;The laws have improved a lot in the favor of consumers. A &lt;/span&gt;Mortgage Banker &lt;span style="" lang="EN"&gt;must comply with standards set by law to charge a fee to a borrower. The fees must be the combined rate and costs may not exceed a lower percentage, without being deemed a High Cost Mortgage. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal"&gt;&lt;a name="See_also"&gt;&lt;/a&gt;Residential Mortgage Broker &lt;span style="" lang="EN"&gt;ensures to deliver ethical services to their clients leaving them with great satisfaction. &lt;/span&gt;&lt;span lang="EN"&gt;&lt;span style=""&gt; &lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;a href="http://www.onthemarkmortgage.com"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;"&gt;Mortgage Banker | &lt;/span&gt;&lt;/a&gt;&lt;a href="http://www.onthemarkmortgage.com/residential-mortgage-broker-ny.html"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;"&gt;Residential Mortgage Broker&lt;/span&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-4453924803873053817?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/4453924803873053817/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=4453924803873053817' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/4453924803873053817'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/4453924803873053817'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/02/residential-mortgage-broker-is.html' title='The Residential Mortgage Broker is different from a loan officer.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-2934811132422868993</id><published>2009-02-11T02:45:00.000-08:00</published><updated>2009-02-11T02:46:01.103-08:00</updated><title type='text'>There is someone else also between you and your mortgage lender and that is NY Mortgage Refinance.</title><content type='html'>&lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant put together transactions between lenders and borrowers. They have Access to many &lt;em&gt;&lt;span style="font-style: normal;"&gt;different lenders&lt;/span&gt;&lt;/em&gt;, but don't work for them as they work for the customers.&lt;span style=""&gt; &lt;/span&gt;NY Mortgage Refinance independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;With the&lt;span style=""&gt; &lt;/span&gt;NY Mortgage Refinance the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;The NY Mortgage Refinance works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance also believes it is important for the customers to understand the issues which impact the decisions that only they can make. NY Mortgage Refinance takes the time to provide the necessary information because only a well-informed customer can make the best decisions.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance&lt;span style=""&gt; understands those &lt;/span&gt;concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance&lt;span style=""&gt; believes in&lt;/span&gt; honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted. NY Mortgage Refinance ensures professional &amp;amp; confidential interaction with clients. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant is useful for any of the customers as&lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt; with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;    &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;a href="http://www.onthemarkmortgage.com"&gt;&lt;span style="font-size: 12pt; line-height: 115%; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;NY Mortgage Refinance&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-2934811132422868993?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/2934811132422868993/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=2934811132422868993' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/2934811132422868993'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/2934811132422868993'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/02/there-is-someone-else-also-between-you_381.html' title='There is someone else also between you and your mortgage lender and that is NY Mortgage Refinance.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-7028907490360093200</id><published>2009-02-11T02:43:00.000-08:00</published><updated>2009-02-11T02:45:06.341-08:00</updated><title type='text'>There is someone else also between you and your mortgage lender and that is Ny Mortgage Lowest Rate.</title><content type='html'>&lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant put together transactions between lenders and borrowers. They have Access to many &lt;em&gt;&lt;span style="font-style: normal;"&gt;different lenders&lt;/span&gt;&lt;/em&gt;, but don't work for them as they work for the customers.&lt;span style=""&gt; &lt;/span&gt;Ny Mortgage Lowest Rate independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;With the&lt;span style=""&gt; &lt;/span&gt;Ny Mortgage Lowest Rate the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;The Ny Mortgage Lowest Rate works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;span style=""&gt; &lt;/span&gt;&lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Ny Mortgage Lowest Rate believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Ny Mortgage Lowest Rate also believes it is important for the customers to understand the issues which impact the decisions that only they can make. Ny Mortgage Lowest Rate takes the time to provide the necessary information because only a well-informed customer can make the best decisions.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Ny Mortgage Lowest Rate &lt;span style=""&gt;understands those &lt;/span&gt;concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Ny Mortgage Lowest Rate &lt;span style=""&gt;believes in&lt;/span&gt; honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted. Ny Mortgage Lowest Rate ensures professional &amp;amp; confidential interaction with clients. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant is useful for any of the customers as&lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt; with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;    &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;a href="://www.onthemarkmortgage.com"&gt;&lt;span style="font-size: 12pt; line-height: 115%; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Mortgage Consultant| &lt;/span&gt;&lt;/a&gt;&lt;a href="http://www.onthemarkmortgage.com"&gt;&lt;span style="font-size: 12pt; line-height: 115%; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Ny Mortgage Lowest Rate&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-7028907490360093200?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/7028907490360093200/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=7028907490360093200' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/7028907490360093200'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/7028907490360093200'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/02/there-is-someone-else-also-between-you_6927.html' title='There is someone else also between you and your mortgage lender and that is Ny Mortgage Lowest Rate.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-8733273501842300410</id><published>2009-02-11T02:42:00.000-08:00</published><updated>2009-02-11T02:43:38.133-08:00</updated><title type='text'>There is someone else also between you and your mortgage lender and that is Low Refinance Rates NY</title><content type='html'>&lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant put together transactions between lenders and borrowers. They have Access to many &lt;em&gt;&lt;span style="font-style: normal;"&gt;different lenders&lt;/span&gt;&lt;/em&gt;, but don't work for them as they work for the customers.&lt;span style=""&gt; &lt;/span&gt;Low Refinance Rates NY independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;With the&lt;span style=""&gt; &lt;/span&gt;Low Refinance Rates NY the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;The Low Refinance Rates NY works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Low Refinance Rates NY believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Low Refinance Rates NY also believes it is important for the customers to understand the issues which impact the decisions that only they can make. Low Refinance Rates NY takes the time to provide the necessary information because only a well-informed customer can make the best decisions.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Low Refinance Rates NY &lt;span style=""&gt;understands those &lt;/span&gt;concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Low Refinance Rates NY &lt;span style=""&gt;believes in&lt;/span&gt; honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted. Low Refinance Rates NY ensures professional &amp;amp; confidential interaction with clients. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant is useful for any of the customers as&lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt; with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;    &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;a href="http://www.onthemarkmortgage.com"&gt;&lt;span style="font-size: 12pt; line-height: 115%; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;Low Refinance Rates NY&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-8733273501842300410?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/8733273501842300410/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=8733273501842300410' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/8733273501842300410'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/8733273501842300410'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/02/there-is-someone-else-also-between-you_750.html' title='There is someone else also between you and your mortgage lender and that is Low Refinance Rates NY'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-4320763681499269929</id><published>2009-02-11T02:41:00.000-08:00</published><updated>2009-02-11T02:42:23.922-08:00</updated><title type='text'>There is someone else also between you and your mortgage lender.</title><content type='html'>&lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant at&lt;span style=""&gt; Jumbo Mortgage Loan&lt;/span&gt; will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;Jumbo Mortgage Loan is a &lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;put together transaction between lenders and borrowers. They have Access to many &lt;em&gt;different lenders&lt;/em&gt;, but don't work for them as they work for the customers.&lt;span style=""&gt; Jumbo Mortgage Loan &lt;/span&gt;independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;With the&lt;span style=""&gt; Jumbo Mortgage Loan &lt;/span&gt;the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;The &lt;span style=""&gt;Consultants for Jumbo Mortgage Loan&lt;/span&gt; works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;Consultants for Jumbo Mortgage Loan &lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;While opting for Jumbo Mortgage Loan, &lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;it is important for the customers to understand the issues which impact the decisions that only they can make. &lt;span style=""&gt;Jumbo Mortgage Loan Consultant &lt;/span&gt;takes time to provide the necessary information because only a well-informed customer can make the best decisions.&lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;Jumbo Mortgage Loan Consultant understands those &lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;Jumbo Mortgage Loan Consultant believes in&lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt; honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;&lt;span style=""&gt; &lt;/span&gt;&lt;span style=""&gt;Jumbo Mortgage Loan Consultant &lt;/span&gt;ensures professional &amp;amp; confidential interaction with clients. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant is useful for any of the customers as&lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt; with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;span style="font-size: 12pt; line-height: 115%; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;br /&gt;&lt;br /&gt;&lt;/span&gt;&lt;a href="http://www.onthemarkmortgage.com/ny-jumbo-loans.html"&gt;&lt;span style="font-size: 11pt; line-height: 115%; font-family: Calibri;" lang="EN-IN"&gt;The mortgage consultant’s&lt;/span&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-4320763681499269929?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/4320763681499269929/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=4320763681499269929' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/4320763681499269929'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/4320763681499269929'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/02/there-is-someone-else-also-between-you_11.html' title='There is someone else also between you and your mortgage lender.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-8519077700577471477</id><published>2009-02-11T02:39:00.000-08:00</published><updated>2009-02-11T02:40:59.278-08:00</updated><title type='text'>There is someone else also between you and your mortgage lender.</title><content type='html'>&lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant at&lt;span style=""&gt; Jumbo Mortgage Loan&lt;/span&gt; will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;Jumbo Mortgage Loan is a &lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;put together transaction between lenders and borrowers. They have Access to many &lt;em&gt;different lenders&lt;/em&gt;, but don't work for them as they work for the customers.&lt;span style=""&gt; Jumbo Mortgage Loan &lt;/span&gt;independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;With the&lt;span style=""&gt; Jumbo Mortgage Loan &lt;/span&gt;the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;The &lt;span style=""&gt;Consultants for Jumbo Mortgage Loan&lt;/span&gt; works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;Consultants for Jumbo Mortgage Loan &lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;While opting for Jumbo Mortgage Loan, &lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;it is important for the customers to understand the issues which impact the decisions that only they can make. &lt;span style=""&gt;Jumbo Mortgage Loan Consultant &lt;/span&gt;takes time to provide the necessary information because only a well-informed customer can make the best decisions.&lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;Jumbo Mortgage Loan Consultant understands those &lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;Jumbo Mortgage Loan Consultant believes in&lt;/span&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt; honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p&gt;&lt;span style="color: windowtext;" lang="EN-IN"&gt;&lt;span style=""&gt; &lt;/span&gt;&lt;span style=""&gt;Jumbo Mortgage Loan Consultant &lt;/span&gt;ensures professional &amp;amp; confidential interaction with clients. &lt;span style=""&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;  &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A Mortgage Consultant is useful for any of the customers as&lt;/span&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt; with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;    &lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;/span&gt;&lt;/p&gt;&lt;p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"&gt;&lt;a href="http://www.onthemarkmortgage.com/ny-jumbo-loans.html"&gt;&lt;span style="font-size: 11pt; line-height: 115%; font-family: Calibri;" lang="EN-IN"&gt;Jumbo Mortgage Loan &lt;/span&gt;&lt;/a&gt;&lt;br /&gt;&lt;span style="font-size: 12pt; font-family: &amp;quot;Times New Roman&amp;quot;;" lang="EN-IN"&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-8519077700577471477?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/8519077700577471477/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=8519077700577471477' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/8519077700577471477'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/8519077700577471477'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2009/02/there-is-someone-else-also-between-you.html' title='There is someone else also between you and your mortgage lender.'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-3457271027817260259</id><published>2008-10-18T04:16:00.000-07:00</published><updated>2008-10-18T04:30:38.891-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Trusted Mortgage NY'/><category scheme='http://www.blogger.com/atom/ns#' term='Mortgage Consultant Services'/><category scheme='http://www.blogger.com/atom/ns#' term='Approved Mortgage Banker NYC'/><category scheme='http://www.blogger.com/atom/ns#' term='Senior Mortgage Consultant NY'/><category scheme='http://www.blogger.com/atom/ns#' term='Professional Mortgage Consultant NY'/><category scheme='http://www.blogger.com/atom/ns#' term='NY Jumbo Loans'/><title type='text'>There is someone else also between you and your mortgage lender</title><content type='html'>A &lt;span style="font-weight: bold;"&gt;&lt;a href="http://www.onthemarkmortgage.com%20/" title="Professional Mortgage Consultant NY"&gt;mortgage consultant&lt;/a&gt;&lt;/span&gt; is an independent agent, an intermediary between you the consumer and the mortgage lender. The &lt;a style="font-weight: bold;" href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;mortgage consultant&lt;/a&gt; will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.&lt;br /&gt;A &lt;a style="font-weight: bold;" href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;Mortgage Consultant&lt;/a&gt; put together transactions between lenders and borrowers. They have Access to many different lenders, but don't work for them as they work for the customers. &lt;a style="font-weight: bold;" href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;Professional Mortgage Consultant NY&lt;/a&gt; independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves.&lt;br /&gt;With the &lt;a style="font-weight: bold;" href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;Professional Mortgage Consultant NY&lt;/a&gt; the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service.&lt;br /&gt;&lt;br /&gt;The &lt;a style="font-weight: bold;" href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;Professional Mortgage Consultant NY&lt;/a&gt; works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week.&lt;br /&gt;&lt;br /&gt;&lt;a style="font-weight: bold;" href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;Professional Mortgage Consultant NY&lt;/a&gt; believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender.&lt;br /&gt;&lt;a style="font-weight: bold;" href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;Professional Mortgage Consultant NY&lt;/a&gt; also believes it is important for the customers to understand the issues which impact the decisions that only they can make.&lt;br /&gt;&lt;br /&gt;&lt;a style="font-weight: bold;" href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;Professional Mortgage Consultant NY&lt;/a&gt; takes the time to provide the necessary information because only a well-informed customer can make the best decisions.&lt;br /&gt;Professional Mortgage Consultant NY understands those concepts that often aren't understood by most mortgage originators - property tax &amp;amp; hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.&lt;br /&gt;&lt;br /&gt;&lt;a href="http://www.onthemarkmortgage.com"&gt;&lt;span style="font-weight: bold;"&gt;Professional Mortgage Consultant NY&lt;/span&gt;&lt;/a&gt; believes in honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted.&lt;br /&gt;&lt;a href="http://www.onthemarkmortgage.com"&gt;&lt;span style="font-weight: bold;"&gt;Professional Mortgage Consultant NY&lt;/span&gt;&lt;/a&gt; ensures professional &amp;amp; confidential interaction with clients.&lt;br /&gt;A &lt;span style="font-weight: bold;"&gt;Mortgage Consultant&lt;/span&gt; is useful for any of the customers as with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders.&lt;br /&gt;&lt;br /&gt;A &lt;a style="font-weight: bold;" href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;mortgage consultant&lt;/a&gt; can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-3457271027817260259?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/3457271027817260259/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=3457271027817260259' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/3457271027817260259'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/3457271027817260259'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2008/10/there-is-someone-else-also-between-you.html' title='There is someone else also between you and your mortgage lender'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-6076071194933449807.post-8420379452159073566</id><published>2008-10-04T03:57:00.000-07:00</published><updated>2008-10-18T04:14:17.552-07:00</updated><category scheme='http://www.blogger.com/atom/ns#' term='Trusted Mortgage NY'/><category scheme='http://www.blogger.com/atom/ns#' term='Mortgage Consultant Services'/><category scheme='http://www.blogger.com/atom/ns#' term='Approved Mortgage Banker NYC'/><category scheme='http://www.blogger.com/atom/ns#' term='Senior Mortgage Consultant NY'/><category scheme='http://www.blogger.com/atom/ns#' term='Professional Mortgage Consultant NY'/><category scheme='http://www.blogger.com/atom/ns#' term='NY Jumbo Loans'/><title type='text'>Professional Mortgage Consultant NY</title><content type='html'>&lt;a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_HvKF36sdUa8/SOdcmdcnYEI/AAAAAAAAAAc/u13JmhdD7wI/s1600-h/Dov_N.jpg"&gt;&lt;img style="margin: 0pt 10px 10px 0pt; float: left; cursor: pointer;" src="http://2.bp.blogspot.com/_HvKF36sdUa8/SOdcmdcnYEI/AAAAAAAAAAc/u13JmhdD7wI/s200/Dov_N.jpg" alt="" id="BLOGGER_PHOTO_ID_5253269306160406594" border="0" /&gt;&lt;/a&gt;&lt;br /&gt;&lt;p class="MsoNormal"&gt;&lt;span class="h1"&gt;There’s a significant difference between a mortgage brokerage &lt;/span&gt;&lt;br /&gt;&lt;span class="h1"&gt;and a mortgage bank.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Both can find a mortgage for you. From there things take a different direction. &lt;!--[if gte vml 1]&gt;&lt;v:shapetype id="_x0000_t75" coordsize="21600,21600" spt="75" preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f"&gt;  &lt;v:stroke joinstyle="miter"&gt;  &lt;v:formulas&gt;   &lt;v:f eqn="if lineDrawn pixelLineWidth 0"&gt;   &lt;v:f eqn="sum @0 1 0"&gt;   &lt;v:f eqn="sum 0 0 @1"&gt;   &lt;v:f eqn="prod @2 1 2"&gt;   &lt;v:f eqn="prod @3 21600 pixelWidth"&gt;   &lt;v:f eqn="prod @3 21600 pixelHeight"&gt;   &lt;v:f eqn="sum @0 0 1"&gt;   &lt;v:f eqn="prod @6 1 2"&gt;   &lt;v:f eqn="prod @7 21600 pixelWidth"&gt;   &lt;v:f eqn="sum @8 21600 0"&gt;   &lt;v:f eqn="prod @7 21600 pixelHeight"&gt;   &lt;v:f eqn="sum @10 21600 0"&gt;  &lt;/v:formulas&gt;  &lt;v:path extrusionok="f" gradientshapeok="t" connecttype="rect"&gt;  &lt;o:lock ext="edit" aspectratio="t"&gt; &lt;/v:shapetype&gt;&lt;v:shape id="_x0000_i1025" type="#_x0000_t75" alt="" style="'width:411pt;"&gt;  &lt;v:imagedata src="file:///C:\DOCUME~1\dayshift\LOCALS~1\Temp\msohtml1\01\clip_image001.jpg" href="http://technologycity.ca/MJNFinalVersion58/images/line1.jpg"&gt; &lt;/v:shape&gt;&lt;![endif]--&gt;&lt;!--[if !vml]--&gt;&lt;img src="file:///C:/DOCUME%7E1/dayshift/LOCALS%7E1/Temp/msohtml1/01/clip_image001.jpg" shapes="_x0000_i1025" height="13" width="548" /&gt;&lt;!--[endif]--&gt;&lt;span class="h1"&gt;With one you’re working with a broker. With the other, a &lt;span style="font-weight: bold;"&gt;professional &lt;/span&gt;&lt;/span&gt;&lt;br /&gt;&lt;span class="h1"&gt;&lt;span style="font-weight: bold;"&gt;&lt;a href="http://www.onthemarkmortgage.com/" title="Professional Mortgage Consultant NY"&gt;mortgage consultant&lt;/a&gt;&lt;/span&gt;.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;The broker is in it for the commission. The mortgage banking consultant is in it for the long&lt;br /&gt;haul, the big picture, just like you are.&lt;br /&gt;&lt;br /&gt;The broker is a mortgage sales person. The banker is a trained and experienced lending professional seeking to understand your specific current and long-term needs, and then match them with just the right loan program. Not just for today, but for the next thirty years, or more.&lt;br /&gt;&lt;br /&gt;You wouldn’t ask a life insurance sales person to help you live longer. So don’t ask a mortgage broker to make your life work better. For that, you need a professional mortgage lending consultant. &lt;!--[if gte vml 1]&gt;&lt;v:shape id="_x0000_i1026" type="#_x0000_t75" alt="" style="'width:645.75pt;height:12pt'"&gt;  &lt;v:imagedata src="file:///C:\DOCUME~1\dayshift\LOCALS~1\Temp\msohtml1\01\clip_image002.jpg" href="http://technologycity.ca/MJNFinalVersion58/images/line2.jpg"&gt; &lt;/v:shape&gt;&lt;![endif]--&gt;&lt;!--[if !vml]--&gt;&lt;img src="file:///C:/DOCUME%7E1/dayshift/LOCALS%7E1/Temp/msohtml1/01/clip_image002.jpg" shapes="_x0000_i1026" height="16" width="861" /&gt;&lt;!--[endif]--&gt;&lt;span class="h1"&gt;Interest rates are important. But they’re not all-important.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span class="h1"&gt;If trust and service matters, and it should, then you need a mortgage banker.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;Today’s &lt;span style="font-weight: bold;"&gt;mortgage business&lt;/span&gt; is about much more than rates. It’s about the selection of the optimal loan program. The assurance of a reliable rate lock. Making sure the deal actually happens. Quick and efficient closing, with no surprises. &lt;!--[if gte vml 1]&gt;&lt;v:shape id="_x0000_i1027" type="#_x0000_t75" alt="" style="'width:645.75pt;height:12pt'"&gt;  &lt;v:imagedata src="file:///C:\DOCUME~1\dayshift\LOCALS~1\Temp\msohtml1\01\clip_image002.jpg" href="http://technologycity.ca/MJNFinalVersion58/images/line2.jpg"&gt; &lt;/v:shape&gt;&lt;![endif]--&gt;&lt;!--[if !vml]--&gt;&lt;img src="file:///C:/DOCUME%7E1/dayshift/LOCALS%7E1/Temp/msohtml1/01/clip_image002.jpg" shapes="_x0000_i1027" height="16" width="861" /&gt;&lt;!--[endif]--&gt;&lt;span class="h1"&gt;Mortgage brokers have little or no control over any of this.&lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span class="h1"&gt;My name is Mark Neuman, and as a professional mortgage banker, I do. &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;It’s easy to categorize the mortgage industry as a commodity business. If all you’re after is a loan, any loan, then this definition can work for you. But real life is more complicated than that.&lt;br /&gt;&lt;br /&gt;Mortgages should be about fit. In my view, no two client situations are alike. Each requires and deserves a careful analysis of credit history, employment status, investment goals and risk tolerance, all of it in context to your life and where it’s headed.&lt;br /&gt;&lt;br /&gt;One-size-fits-all is definitely not the way to approach a mortgage. So I don’t. There are as many options as there are possible outcomes for your future.&lt;br /&gt;&lt;br /&gt;I approach the mortgage business with an uncompromising level of professionalism using resources that are unsurpassed in the industry. I view this work at the same level with the medical, legal and tax professionals you employ. Trust, integrity and dependability is the foundation. Listening is the starting point. Client-advocacy is the perspective. And effective communications is the vehicle. &lt;!--[if gte vml 1]&gt;&lt;v:shape id="_x0000_i1028" type="#_x0000_t75" alt="" style="'width:645.75pt;height:12pt'"&gt;  &lt;v:imagedata src="file:///C:\DOCUME~1\dayshift\LOCALS~1\Temp\msohtml1\01\clip_image002.jpg" href="http://technologycity.ca/MJNFinalVersion58/images/line2.jpg"&gt; &lt;/v:shape&gt;&lt;![endif]--&gt;&lt;!--[if !vml]--&gt;&lt;img src="file:///C:/DOCUME%7E1/dayshift/LOCALS%7E1/Temp/msohtml1/01/clip_image002.jpg" shapes="_x0000_i1028" height="16" width="861" /&gt;&lt;!--[endif]--&gt;&lt;span class="h1"&gt;I work exclusively with a privately-held direct lender to make the process both clear and simple. &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;&lt;span class="h1"&gt;And, to get you the best rates and features in the industry. &lt;/span&gt;&lt;br /&gt;&lt;br /&gt;I am a Senior &lt;span style="font-weight: bold;"&gt;Mortgage Consultant&lt;/span&gt; with Approved Funding Corporation, a major mortgage bank using the latest online technology to speed the application, approval and funding process. The middle man is gone, which saves you time, money and anxiety. Approved Funding offers a wide array of loan programs – over 1000, to be more precise – at rates that are highly competitive, and with the specific features you require. It’s my job to find the perfect fit for your needs. And I love my job.&lt;br /&gt;&lt;br /&gt;It boils down to this: mortgage lending is a relationship business. Or at least it should be. That’s why I’m not just telling you about my company, I’m telling you about me. I look beyond your home loan to bring the rest of your life into the equation, from financial planning to extenuating circumstances, including estate and divorce planning.&lt;br /&gt;&lt;br /&gt;Mortgage brokers don’t do that. Not even all mortgage bankers take their service that far. But I do. A mortgage is an important part of your life. And I take that responsibility very seriously.&lt;br /&gt;&lt;br /&gt;My business plan is simple: your success is my success. Referrals and repeat business are the cornerstones of growth and also the greatest compliment I can receive. And like anyone else, I love compliments. My intention is to earn them.&lt;br /&gt;&lt;br /&gt;I invite you to explore this site and get a feel for what Approved Funding and what I can do for you. I think you’ll be both surprised and pleased with the breadth of solutions we can provide. With Approved Funding’s resources and my experience and service ethic, I promise you the most satisfying and easiest mortgage experience you’ll ever have. I will settle for nothing less, and neither should you. For more information visit our site &lt;a href="http://www.onthemarkmortgage.com/"&gt; http://www.onthemarkmortgage.com&lt;/a&gt;   &lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;  &lt;table class="MsoNormalTable" style="width: 100%;" border="0" cellpadding="0" cellspacing="0" width="100%"&gt;  &lt;tbody&gt;&lt;tr style=""&gt;   &lt;td style="padding: 0in; width: 68%;" width="68%"&gt;   &lt;p class="MsoNormal"&gt; &lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;br /&gt;&lt;/td&gt;   &lt;td style="padding: 0in; width: 32%;" width="32%"&gt;   &lt;p class="MsoNormal"&gt;Mark Neuman&lt;br /&gt;Senior Mortgage Consultant&lt;br /&gt;Approved Funding Corporation&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;   &lt;/td&gt;  &lt;/tr&gt; &lt;/tbody&gt;&lt;/table&gt;  &lt;p class="MsoNormal"&gt;&lt;o:p&gt; &lt;/o:p&gt;&lt;/p&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/6076071194933449807-8420379452159073566?l=onthemarkmortgage.blogspot.com'/&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://onthemarkmortgage.blogspot.com/feeds/8420379452159073566/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://www.blogger.com/comment.g?blogID=6076071194933449807&amp;postID=8420379452159073566' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/8420379452159073566'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/6076071194933449807/posts/default/8420379452159073566'/><link rel='alternate' type='text/html' href='http://onthemarkmortgage.blogspot.com/2008/10/professional-mortgage-consultant-ny.html' title='Professional Mortgage Consultant NY'/><author><name>mrkjnmn5</name><uri>http://www.blogger.com/profile/09790090249389163448</uri><email>noreply@blogger.com</email><gd:extendedProperty xmlns:gd='http://schemas.google.com/g/2005' name='OpenSocialUserId' value='17321187333878770158'/></author><media:thumbnail xmlns:media='http://search.yahoo.com/mrss/' url='http://2.bp.blogspot.com/_HvKF36sdUa8/SOdcmdcnYEI/AAAAAAAAAAc/u13JmhdD7wI/s72-c/Dov_N.jpg' height='72' width='72'/><thr:total xmlns:thr='http://purl.org/syndication/thread/1.0'>0</thr:total></entry></feed>