There is someone else also between you and your mortgage lender

A mortgage consultant is an independent agent, an intermediary between you the consumer and the mortgage lender. The mortgage consultant will shop the available lenders to find the mortgage product that offers the best combination of features, options and rates to suit your individual circumstances. The best part - depending on your credit picture - there is no charge to the consumer for the service. The mortgage consultant’s fee is normally paid by the lender.
A Mortgage Consultant put together transactions between lenders and borrowers. They have Access to many different lenders, but don't work for them as they work for the customers. Professional Mortgage Consultant NY independently advises and constructs the best mortgage plan, which usually costs the customer less than if they directly go to the lender themselves.
With the Professional Mortgage Consultant NY the customer can get the best of both worlds - access to big bank cost of money with lower overhead and better service.

The Professional Mortgage Consultant NY works hard, honestly, and intelligently. They are loyal to the customer as they share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction. This one-person contact is available 24 hours a day/7 days a week.

Professional Mortgage Consultant NY believe in being very accurate with quotes regarding interest rates and estimated closing costs - and, we take this belief one step further - we attend settlement with every one of our customers to make sure what we quoted in the beginning is what shows up at the end from the lender.
Professional Mortgage Consultant NY also believes it is important for the customers to understand the issues which impact the decisions that only they can make.

Professional Mortgage Consultant NY takes the time to provide the necessary information because only a well-informed customer can make the best decisions.
Professional Mortgage Consultant NY understands those concepts that often aren't understood by most mortgage originators - property tax & hazard insurance escrow accounts, investor reporting, collection activities, foreclosure law, and most importantly, the understanding of the legal instruments which all borrowers must sign at closing.

Professional Mortgage Consultant NY believes in honesty, hard work, and attention to every detail related to the customer and mortgage. They provide accurate Rate Quotes. The Mortgage-related closing costs at settlement are exactly same as initially quoted.
Professional Mortgage Consultant NY ensures professional & confidential interaction with clients.
A Mortgage Consultant is useful for any of the customers as with the fluctuation in interest rates of land; homeowners have become more aggressive in seeking out the best possible terms from a lender. The appeal of a mortgage consultant lies in the opportunity for you to effectively search a large segment of the mortgage industry for the optimum terms, rather than negotiate personally with only one or a few lenders.

A mortgage consultant can also be an independent source of information and an unbiased help in wading through the myriad of options available in the mortgage industry today.

Professional Mortgage Consultant NY

There’s a significant difference between a mortgage brokerage
and a mortgage bank.

Both can find a mortgage for you. From there things take a different direction. With one you’re working with a broker. With the other, a professional
mortgage consultant.

The broker is in it for the commission. The mortgage banking consultant is in it for the long
haul, the big picture, just like you are.

The broker is a mortgage sales person. The banker is a trained and experienced lending professional seeking to understand your specific current and long-term needs, and then match them with just the right loan program. Not just for today, but for the next thirty years, or more.

You wouldn’t ask a life insurance sales person to help you live longer. So don’t ask a mortgage broker to make your life work better. For that, you need a professional mortgage lending consultant. Interest rates are important. But they’re not all-important.

If trust and service matters, and it should, then you need a mortgage banker.

Today’s mortgage business is about much more than rates. It’s about the selection of the optimal loan program. The assurance of a reliable rate lock. Making sure the deal actually happens. Quick and efficient closing, with no surprises. Mortgage brokers have little or no control over any of this.

My name is Mark Neuman, and as a professional mortgage banker, I do.

It’s easy to categorize the mortgage industry as a commodity business. If all you’re after is a loan, any loan, then this definition can work for you. But real life is more complicated than that.

Mortgages should be about fit. In my view, no two client situations are alike. Each requires and deserves a careful analysis of credit history, employment status, investment goals and risk tolerance, all of it in context to your life and where it’s headed.

One-size-fits-all is definitely not the way to approach a mortgage. So I don’t. There are as many options as there are possible outcomes for your future.

I approach the mortgage business with an uncompromising level of professionalism using resources that are unsurpassed in the industry. I view this work at the same level with the medical, legal and tax professionals you employ. Trust, integrity and dependability is the foundation. Listening is the starting point. Client-advocacy is the perspective. And effective communications is the vehicle. I work exclusively with a privately-held direct lender to make the process both clear and simple.

And, to get you the best rates and features in the industry.

I am a Senior Mortgage Consultant with Approved Funding Corporation, a major mortgage bank using the latest online technology to speed the application, approval and funding process. The middle man is gone, which saves you time, money and anxiety. Approved Funding offers a wide array of loan programs – over 1000, to be more precise – at rates that are highly competitive, and with the specific features you require. It’s my job to find the perfect fit for your needs. And I love my job.

It boils down to this: mortgage lending is a relationship business. Or at least it should be. That’s why I’m not just telling you about my company, I’m telling you about me. I look beyond your home loan to bring the rest of your life into the equation, from financial planning to extenuating circumstances, including estate and divorce planning.

Mortgage brokers don’t do that. Not even all mortgage bankers take their service that far. But I do. A mortgage is an important part of your life. And I take that responsibility very seriously.

My business plan is simple: your success is my success. Referrals and repeat business are the cornerstones of growth and also the greatest compliment I can receive. And like anyone else, I love compliments. My intention is to earn them.

I invite you to explore this site and get a feel for what Approved Funding and what I can do for you. I think you’ll be both surprised and pleased with the breadth of solutions we can provide. With Approved Funding’s resources and my experience and service ethic, I promise you the most satisfying and easiest mortgage experience you’ll ever have. I will settle for nothing less, and neither should you. For more information visit our site http://www.onthemarkmortgage.com

Mark Neuman Senior Mortgage Consultant Approved Funding Corporation